Eligibility

  • Qualifying existing current account holders only
  • Property must be located in England and Wales
  • GTBank UK requires the first legal charge over the mortgage property
  • A Standard Valuation Report using an approved valuer is required for all applications
  • For leasehold properties, confirmation from our legal advisors that the relevant lease has a minimum of 60 years to run from date of disbursement
  • Equity contribution of at least 35% of property value
  • Minimum loan amount of £250,000

Summary Information

Minimum Equity Contribution

35%

Maximum Tenure

20 years

Interest Rate

On application

Arrangement Fee

On application

Minimum Loan Amount

£250,000

Property Location

Properties situated in England and Wales only

For more information on the fees and charges, please see our ‘Operating your Account and Tariffs and Charges’ booklet.

Standard Variable Rate

The Bank's mortgage is offered as a Standard Variable Rate mortgage which is a rate set by the Bank and may increase or decrease from time to time. The Bank sets the rate with reference to internal and external considerations. This includes but is not limited to the Bank's own cost of funds and the prevailing Bank of England (BOE) base rate. The Bank's Standard Variable Rate Mortgage is not a tracker product and may not change in line with changes in the BOE rate.

How to Apply

To apply for our buy to let mortgages, kindly contact us directly by any of the following methods: