Our Owner Occupier mortgage product allows you to apply for loans to purchase properties situated in England and Wales for residential purposes by you or your family. Why don’t you talk to us today?

Eligibility Criteria

  • Qualifying existing current account holders only
  • Property must be located in England and Wales
  • GTBank UK requires the first legal charge over the mortgage property
  • A Standard Valuation Report using an approved valuer is required for all applications
  • For leasehold properties, confirmation from our legal advisors that the relevant lease has a minimum of 60 years to run from date of disbursement
  • Equity contribution of at least 35% of property value
  • Minimum loan amount of £250,000

Your home may be repossessed if you do not keep up repayments on your mortgage

Summary Information for our Owner Occupier Mortgage Product
Minimum Equity Contribution 35%
Maximum Tenure 20 years
Interest Rate On application
Arrangement Fee On application
Minimum Loan Amount £250,000
Property Location Properties situated in England and Wales only

For more information on the fees and charges, please see our ‘Operating your Account and Tariffs and Charges’ booklet.

To apply for our owner occupier  mortgages, kindly contact us directly by any of the following methods:
  • Send an email to mortgages@gtbankuk.com
  • Write to us at 60 -62 Margaret Street, London W1W 8TF
  • Call us on any of these numbers: +44 20 7947 9779; +44 20 7947 9770; +44 20 7947 9785; +44 20 7947 9766 or +234 1 448 0917